Chiang Mai safety and health issues

Posted by paul on February 5th, 2008 filed in Uncategorized

Should you be unfortunate and require medical treatment in Chiang Mai, you’ll be asked to pay the hospital bill right away so you better make sure that a good travel insurance will cover these unexpected but often rather high expenses. Besides covering the costs for emergency air travel back home and medical treatment bills, a comprehensive specialist travel insurance should also include coverage against theft and loss of valuable personal belongings. In addition, it is also wise to cover hired motorised vehicles, should you plan to make use of them.

 The majority of the standard travel insurance options do not cover expenses, which were caused by participating hazardous sports and outdoor. So if you are looking for adventure in Chiang Mai it is highly recommended to cover risky activities such as white-water rafting, mountain biking and jungle trekking as well.

Off course you should check if perhaps you’re covered already before arranging the most suitable insurance policy. Medical expenses are often covered when your holiday was paid by credit card. There are several so called all-risks home insurances, which will cover your personal belongings against theft or loss when travelling overseas. Additionally, there are numerous many medical insurance policies, which include lost luggage coverage, trip cancellations, illness, accidents and money replacement.

The provincial Canadadian health policies normally include partial cover for overseas medical treatments, while travellers who are in possession of the official North American or Canadian student-teacher-youth card enjoy certain coverage against accidents and in-patient benefits in case it should be necessary for them to spend one or more nights in the hospital. Unfortunately it still frequently happens that students from the US discover too late that the dedicated health coverage plan extended during their holiday!

Should you be unlucky and get involved in an accident then it is very important to save all the hospital bills, and if you would have the option, inform your insurance firm before making any significant outlay. Should you become the victim of theft, ask the police officer to copy the crime report otherwise you can’t claim the damage. Bear also in mind that it is very unusual for insurers to provide on-the-spot coverage payments in the unfortunate event of a main loss or expense. The insurance companies normally arrange the reimbursements once you’ve returned home.

Medical insurance is essential when visiting Chiang Mai. There are some companies which pay medical bills right away while others will cover the costs later. The governmental as well private medical facilities in Chiang Mai are clean, efficient and well-facilitated. The doctors and nurses in the private hospitals usually speak English and some of them even enjoyed Western training.

 

Chiang Mai Ram I is one of the many modern private hospitals in Chiang Mai

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